Company: Wrisk Transfer Limited, authorised and regulated in the UK by the Financial Conduct Authority under ref no. 788062
Product: Wrisk Car Insurance
Please note that full pre-contractual and contractual information about this policy is provided in the policy wording and policy schedule.
This is a perpetual monthly subscription car insurance policy, meaning cover will continue until you or we cancel, which provides cover against damage to your car or damage caused by your car, as summarised below. You may also include optional policy upgrades, such as NCB protection if eligible.
Optional covers
As standard you are covered when driving your car in the United Kingdom, the Channel Islands and the Isle of Man.
In addition to the legal minimum cover required to drive in the territorial limits, you will have your full policy cover for up to 90 days in any 12 month period in the following countries: Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, the Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland and the Vatican City.
This is a monthly subscription insurance policy. Your initial payment is payable by credit or debit card before your policy starts. Once your policy is active, the premium is payable monthly by Direct Debit and/or recurring card payment. We will automatically take payment each month from the bank or building society account you nominate or the card you have specified on or around the billing date you choose.
If we are unable to take an automated recurring payment, we will immediately notify you and request payment via credit or debit card. We will give you a minimum of 24 hours notice to pay by card before issuing 7 days cancellation notice in writing via email to your last known email address. If payment is not received, your policy will be cancelled at the end of your 7 day notice period.
Cover starts on the date shown on your schedule and remains in force until you or we cancel.
You can cancel the policy at any time through your customer account. Cover will cease immediately, and we will return a pro rata proportion of the premium for the period for which you have already paid but for which cover is not required. If a prejudicial claim has been made since the start of the policy term, the full premium paid will be retained by us. You will not be charged a fee to cancel your policy.